Closing Cost Program

LPH (formerly Legacy Premier Homes) understands the importance of getting your mortgage questions answered by reputable and trusted mortgage lenders. With that in mind, if you work with one of the excellent service providers below, you receive the benefit of letting us assist you in paying closing costs associated with the purchase of a new home. The lenders below are dedicated to bringing your closing cost to within that allocation, while still providing completive rates and superior service. In addition, Legacy Premier Homes has a great relationship with these lenders, and they are experts in the new construction lending process which saves time and money.

Teresa Hagood

Movement Mortgage
Cell: 256-227-7727
Email: teresa.hagood@movement.com

Valerie Whiteside

Pinnacle Financial Partners
Cell: 256-655-5494
Email: Valerie.Whiteside@pnfp.com

Brandon Hargrove

Granite Mortgage
Cell: 256-527-6119
Email: loans@brandonhargrove.com

Builder will pay: 

• One-half of Standard Title insurance (NTE 0.3% of purchase price).
• Prorated taxes (standard in Contract)
• 2/10 Home Warranty
• Lien Release
• Initial Soil Treatment Letter

 With Approved Lender, Builder will also pay: 

• Seller concession of $1,150.00
• Attorney fee and title search up to $650
• Recording Fees and Transfer Taxes

 Purchaser will pay: 

• Remaining closing costs 
• All Escrows and All Pre-paids
• One-half of Title insurance
• HOA Fee
• Funding Fee (typically financed into loan).
• ICC Inspection fees for FHA and USDA loans.
• Discount or origination points to improve the rate.